Critical Illness

How You're Protected

If you’re diagnosed with an illness that is covered by this insurance, you can receive a lump sum benefit payment. You can use the money however you want.

Critical Illnesses

Heart attack
Stroke
Major organ failure
End-stage kidney failure
Coronary artery disease
Major (50%) coronary artery bypass graft, or valve replacement
Minor (10%) balloon angioplasty, or stent placement

Cancer Conditions

Invasive cancer (all breast cancer is considered invasive)
Non-invasive cancer (25%)
Skin cancer - $500

Progressive Diseases

Amyotrophic Lateral Sclerosis (ALS)
Dementia, including Alzheimer's disease
Multiple Sclerosis (MS)
Parkinson's Disease
Functional loss

Supplemental Conditions

Loss of sight, hearing, or speech
Benign brain tumor
Coma
Permanent paralysis
Occupational HIV, Hepatitis B, C, or D
Paid at 25% - infectious diseases

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